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The Michael Jackson estate is tired of waiting for Lloyd's of লন্ডন to pay out on the $17.5 million "This Is it" insurance policy -- so they're going after Lloyd's in court ... demanding they pay up, stat.

Lloyd's of লন্ডন originally issued the policy to cover potential losses for MJ's 2009 "This Is It" concerts -- but earlier this year, the company asked an L.A. court to declare the policy null and void ... claiming MJ lied about his medical history and drug addiction.

Lloyd's insists the policy "was restricted to losses resulting from accident only" -- pointing out Michael's official cause of death was "homicide."

But the estate is now on the offensive -- filing a cross-complaint, claiming MJ never intended to die, whether দ্বারা homicide অথবা not, so his death still qualifies as an accident.

But the estate isn't just settling for the original $17.5 million -- they also want punitive damages. FYI, suing for punitive damages often scares the crap out of insurance companies.

Lloyd's of লন্ডন has gone to court ... asking a judge to let the company off the financial hook, claiming it doesn't owe the Michael Jackson Estate $17.5 million on grounds MJ was a fraud.



The company issued the muilti-million dollar policy to cover the doomed "This Is It" tour for losses.

But Lloyd's claims it doesn't have to honor the policy for 2 primary reasons:

1. Michael Jackson and AEG allegedly lied about Michael's medical history -- specifically, MJ ব্যক্ত he had not seen a doctor other than a cosmetic MD since June, 2005.

2. Michael did not disclose he was taking prescription drugs prior to and at the time of his death -- including Propofol.

Lloyd's is asking the court for a declaration that the policy is null and void as a result of the alleged fraud.

Howard Weitzman, the lawyer for the Estate, tells TMZ, "This legal action is nothing আরো than an insurance company trying to avoid paying a legitimate claim দ্বারা the insured."

Originally পোষ্ট হয়েছে May 29th 2010 1:00 AM PDT দ্বারা TMZ Staff
TMZ has learned Dr. Conrad Murray will visit Michael Jackson on অথবা around the first anniversary of the singer's death.



Sources connected with the doctor tell us Murray is torn up দ্বারা Jackson's death and the anniversary is an important milestone.

And we've learned Dr. Murray has visited the Forest Lawn mausoleum where Jackson is entombed a number of times. "He goes there a lot," we're told. Murray avoids attention দ্বারা going either early in the morning অথবা during off-hours.

Michael Jackson;

A great Mind,
There's only one of its Kind,

A great Heart,
Forever dear to us as he played his Part,

A voice like no Other,
His সঙ্গীত much like a secret Lover,

His talent Unique,
No other could ever copy his Technique,

king of pop,
The শিরোনাম of respect; সঙ্গীত Rocks

Him they Misunderstood,
But regardless,on his feet he stood,

Him they Misjudged,
But at heart, he was loved,

Michael Jackson we Love,
He was as Precious as a fragile dove,

Michael Jackson we Miss,
Blessed with him we were,

Michael Jackson a living legend,
Michael Jackson we will never forget


xx R.I.P michaell!
প্রণয় youxxx